Every day people have their identities stolen. Apart from the immediate hardships of having no money in their bank account, no access to credit, regular mortgage and insurance payments declined and the subsequent penalties they incur, it could takes years to fully overcome these problems and the credit rating may never be fully recovered. Meanwhile, every day people are opening email containing malware that will encrypt all of the data on the PC, making everything effectively disapear until a ransom of upwards of $500 is paid to the criminals.